PAC & Forth Episode 10: Vincent Catalano

We unpack:

• How brokers actually get paid, and why flat percentage commissions give them a raise when premiums rise.
• Why small practices under 20 employees have almost no negotiating power in the ACA risk pool.
• PEOs, level-funded plans, and the tools small practices can use to take back control.
• The rise of direct primary care and why employers are routing around traditional insurance.

A no-nonsense look at the misaligned incentives baked into how benefits are bought and sold.

For any physician who pays for benefits and wonders where the money actually goes, this is a must-listen.

Tune in to hear how a longtime insider thinks physicians can start winning the benefits conversation.